DEVELOPMENT FINANCE
Find out how it works, how much you can borrow and view case studies.
What We Do
A comprehensive, real estate debt advisory service for all types of developments projects. We work with experienced and new developers.
We provide independent advice throughout the life of your deal including:
Strategy Planning
Financial Modelling
Capital Raising
Term Negotiation
Co Ordinating Professionals
Post Completion Support
We can source financial solutions across your capital stack including:
Senior Debt
Stretch Senior
Mezzanine Lending
Investment Debt
Joint Ventures
Why Work With Us?
We are family run business that place our clients at the heart of everything we do
We have been involved in over 1000 construction projects
We provide you with a full market analysis report and drive lenders to compete, ensuring you get the best terms
1-2-1 support from initial call to build completion
Access to hundreds of funding lines across the debt/equity stack
No hidden fees or charges
Being a registered NACFB broker means we have to adhere to a code of conduct. This ensures we provide a relationship led service and a greater level of support and knowledge for you.
To keep an assured status, we have to pass a comprehensive audit every 12 months.
We believe in being clear, completely transparent and building long lasting relationships. Get in touch today and find out if working together is right for you. If you need terms quickly use our instant quote tool below.
Recent Case Studies
£8,000,000 project, Kent
-
7 units
Loan £3,800,000
100% of build cost funded
First time developer
Rate 0.85% PCM
Zero exit fee
£5,300,000 project, Devon
-
5 units
Loan £2,700,000
100% of build cost funded
Experienced developer
Rate 0.86% PCM
Exit fee 0.25%
£1,300,000 project, Wales
-
3 units
Loan £800,000
100% of build cost funded
Builder turning developer
Rate 0.88% PCM
Zero exit fee
How Does Development Finance Work?
Senior and Stretch Development Finance
What is Senior and Stretch development finance?
Senior development finance is typically limited to 60% of a development’s Gross Development Value (GDV) and is usually the cheapest finance within a debt stack. Stretch senior loans are so-called as they “stretch”, the senior loan to provide more debt, albeit at a slightly higher cost to cover the extra risk involved with lending at a higher loan to value (LTV)
We can help provide finance for residential developments, mixed-use developments and commercial developments across the UK. We can help accommodate your project financing by combining stretch senior lending with a mezzanine product or investment finance.
What Is Mezzanine Finance?
Existing between equity and senior debt, mezzanine loans enable borrowers to increase gearing as well as debt to finance their projects. For security, lenders will require a second legal charge and guarantees. If mezzanine finance is needed we would work with the senior debt lender to approve the additional charges needed by the mezzanine lender.
Equity Finance
What is Equity finance
Where a lender takes a preferred equity share in the company who owns the project and shares in the profit of the development. Equity funding comes into play when a developer needs more finance than Senior, Stretched Senior and/ or Mezzanine can provide.
Where Stretched Senior Debt and Mezzanine are usually capped at 85% to 90% of project costs, equity providers can fund up to 95% or even 100% of project costs.
Our Money Back Guarantee !
If you don’t feel we’ve delivered on value or service, we’ll refund fees that have been charged by us.
If you’ve never worked with us, it’s just like buying a house without looking inside!
That’s why we provide a guarantee so you can work with us and experience what it’s like on the inside risk free.
If you’re not happy neither are we and we’ll refund any fees we may have charged when your loan completes.