Build Insurances > Structural warranty insurance

Structural Warranty Insurance

Protect your build with competitive quotes and expert cover from our trusted partner, Protek. We’re here to help secure your project from day one.

What is Structural Warranty?

Structural Warranty Insurance protects your new build from defects. It covers issues in design, materials, or workmanship for up to 10 years after completion. In today’s market, almost every new build project in the UK needs a warranty (or a Professional Consultant Certification) to secure finance. This cover gives end purchasers peace of mind by ensuring that, if something goes wrong, you won’t have to navigate complex litigation or prove who’s at fault. Plus, the warranty transfers automatically between owners, making it an essential selling point for your property.

What does your Structural Warranty Insurance cover?

Your structural warranty policy is designed to safeguard your build from major defects and costly repairs. It covers the expense of complete or partial rebuilding, or the rectification of damage caused by insured defects. This includes:

  • Defect Cover: Protection for load-bearing foundations, roof coverings, walls, partitions, floors, staircases, roof framing systems, lintels, and chimneys.

  • Waterproofing & Drainage: Repair or replacement costs for parts of your waterproof envelope affected by water ingress.

  • Building Control Services: In some cases, you can save money by combining inspections for both Building Control and your warranty.

  • Non-Compliance with Building Regulations: Coverage for repairs when a property doesn’t meet current regulations, ensuring safety for occupants.

  • Professional Fees: Costs for architects, surveyors, legal advice, and consulting engineers needed to repair or rebuild.

  • Alternative Accommodation: Cover for expenses if your home becomes uninhabitable due to a defect.

  • Contamination & Debris Removal: Assistance with remediation expenses and debris clearance when required.

Mayflower can help you get the best cover

At Mayflower, we work closely with our partner, Protek, to secure the most competitive quotes on the market. Whether you’re working on a new speculative development, a redevelopment with a change of use, or even cover for completed projects, our team is here to help. We arrange cover for both commercial and residential builds, so no matter what your project looks like, we’ll guide you through the process with clear, no-nonsense advice and support.

Ready to secure your build?

Don’t leave your project unprotected. Fill in our quick application below and get an instant quote from Protek- our experts who can tailor for everything from new builds to refurbishments. Protect your investment and ensure your build stays on track.

What’s next for you?

Frequently asked questions

  • It’s a policy that protects your new build from defects in design, materials, or workmanship for up to 10 years, ensuring that repairs or rebuilding costs are covered.

  • Lenders often require a 10-year warranty for new builds or renovations. Without it, you might limit your pool of potential buyers and you could face the hassle of proving fault if issues arise.

  • Yes, our cover is available for most types of developments, from single units to large-scale apartment developments, conversions, and renovations.

  • No, that certificate simply confirms that your build meets Building Regulations. It doesn’t offer any protection if defects are discovered later.

  • Just fill in our quick application form to get an instant quote, or reach out to our team if you have any questions. Click here to get your instant quote!